The charter

Most documents a small business signs were written by the other side's lawyers. The asymmetry isn't the words — it's that one side reads them for a living and the other side reads them at 11pm between payroll and a supplier call. This tool exists to delete that asymmetry.

What this is

A reading tool for the 32 million U.S. small businesses that have no in-house counsel. It decodes commercial leases, vendor contracts, franchise documents, insurance audits, chargeback notices, and demand letters into what a sharp operator actually needs: what it says, what it costs, what the clocks are, what the standard asks are, and when the matter needs a professional.

What this is not

Not a law firm. Not legal, tax, insurance, or financial advice. Not a substitute for the attorney your franchise agreement deserves or the litigation counsel a real lawsuit requires. When the matter is beyond a tool, the analysis says so explicitly and names the kind of human to bring in — that line is mandatory in every analysis, by design.

Rules we can't break

  • The analysis can't be bought. Free and paid users get the identical analysis. Payment unlocks action artifacts — letters, kits, memos — never a better answer. The engine has no knowledge of revenue and cannot rank your options to serve it.
  • No money from the other side. We never take payment, referral fees, or partnerships from landlords, franchisors, insurers, processors, or anyone else whose documents we critique.
  • Citations or it didn't happen. Every finding cites a clause number or a short verbatim quote. A deterministic guard re-verifies every quote, date, clause reference, and numbers-table figure against your document; what can't be verified is removed, and the removal is disclosed in the analysis itself. Honest fine print on how strict that is: quotes must match your document verbatim; dates and clause references are checked at the level of their numbers (we'd rather keep a borderline real deadline than delete it); numbers-table figures must appear as whole figures, not fragments of larger ones.
  • Never invent. If a fact isn't in your document and isn't in our cited rules data, the analysis says “not stated in your document — confirm with the right advisor.” A confident wrong number is worse than an honest gap.
  • Your documents don't exist here. Read once, analyzed in memory, discarded. The only data we persist: your email if you opt in, and payment records, which live in Stripe.

Where the knowledge comes from

The analyzer is grounded by a versioned rules library — paraphrased rules with official source citations, effective dates, and last-verified dates — covering commercial leasing standards, vendor-contract patterns, the FTC Franchise Rule's FDD structure, card network dispute rules, and premium-audit mechanics. The library is data, not gospel: your document always wins, and jurisdiction-dependent points are flagged as such rather than asserted universally.

The footer, spelled out

  • Not a law firm. Information, not advice.
  • Your document is read once and discarded — never stored, never sold, never used to train anything.
  • We never take money from the institutions we critique.
  • Money never changes what the tool tells you — free and paid users get the identical analysis; payment only unlocks action artifacts.